Your Trusted Partner for Instant Financial Flexibility
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Swift and Hassle-Free
Unexpected financial requirements may arise at any time. We've streamlined the procedure at Cashplusnow so that it's simple, quick, and secure. Get the assistance you need without any hassle or worry..
Customized Solutions
We understand the diversity in financial needs. To match your unique needs, Cashplusnow offers specialized credit options with specialised needs, assuring simplicity and flexibility for our esteemed clients. .
Expert Support
Our committed financial professionals are prepared to help you at every stage. We're here to support you as you confidently manage your financial journey, whether you have questions, need direction, or need assistance.
Loan Steps
Quick and Secure Loans for Unexpected Emergencies
We at Cashplusnow offer rapid access to short-term loans to people from a variety of backgrounds. Our team of professionals is committed to making the borrowing procedure simple and hassle-free. You may rely on us as your dependable source for short-term loans during emergencies. We provide a streamlined application procedure that gets rid of complexity and holdups and makes getting a loan simple. With Cashplusnow, wave goodbye to time-consuming paperwork and hello to financial simplicity.
• Instant Funds: After applying, receive your money immediately.• Rapid Deposits: Instantaneous credit to your bank account.
• Transparent Terms: Clear terms contain no hidden fees
• 24/7 Availability: Continually available assistance whenever you require it.
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"What's we have for You"
"Our Loan Types Selection"
Our Offering
Core Benefits of Our Loan
1. You can pay off higher-interest bills with this loan while concentrating on reaching your financial objectives.
2. You can confidently arrange your money knowing there are no unexpected costs or levies.
3. Once your financial goals are achieved, take advantage of the flexibility to close the loan whenever you want without paying pre-closure fees.
4. Consolidate credit card debt and high-interest payday loans into a single, more affordable loan to simplify your budget.
5. There are no hidden costs, giving you the freedom to confidently plan your budget.
Our Benefits
Why Only We?
At Cashplusnow, we understand the financial needs of everyday individuals. We specialize in offering short-term loans designed to ease your financial burdens. Our mission is to provide reliable and convenient solutions, ensuring you can navigate life's unexpected expenses with confidence. You have a trusted partner ready to assist you in securing your financial well-being.
- Flexible Repayment: Personalized repayment alternatives that are manageable and tailored to your financial situation.
- Efficiency: A rapid application and approval process allows you to get the money you need right now.
- Trustworthiness: We place a high value on long-term partnerships and trust while offering trustworthy loan services.
- Data security: Strict controls to safeguard your private data and maintain confidentiality throughout the loan application procedure.
- Clear Communication: To maintain clarity throughout the financing process communication is key. Our team is always accessible to answer your questions.
- Customer Focus: We prioritize client happiness and routinely go above and beyond expectations. For a successful lending experience, our committed team makes sure your demands are satisfied.
Rates & Charges
- Minimum loan amount - Rs 5,000 /-
- Maximum loan amount - Rs 1,00,000 /-
- Tenure - 90 Days to 365 Days.
- Processing fee - 5% to 8% of loan amount.
Rates & Charges
- No pre - closure charges
- No prepayment charges
- ROI (Rate of interest) @ 1.5% to 2.92% Monthly
- APR (Annual Percentage Rate) @ 18% to 35%.
- Cheque bounce charges: Rs. 1000/-
How is APR determined?
Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.
Working of Our Rates & Fees
APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.
Monthly Payment Example
| Tenure | Loan Amount | Interest Rate | Admin Fees | APR | Amount Deposite¬d | EMI | Total Interest |
|---|---|---|---|---|---|---|---|
| 12 Months | Rs.1,00,000 | 2% | Rs.1000 | 24% | Rs. 99000 | Rs. 9456 | Rs.13472 |